A 90 Day Layaway Agreement Form will be completed, dated and signed by store employee and customer with a copy provided to the customer.
Layaway is available for total purchase costing $50.00 or more.
The down payment is a minimum of 20% of total amount including tax, delivery fee or other costs at time of purchase.
The amount owing after down payment will be divided into 3 payments with due dates for each payment written on the Layaway Form.
At least one payment must be made every month.
Additional payments may be made at any time.
If the Layaway is defaulted, merchandise will be returned to the sales floor. Refunds will not be issued.
In the event management grants an extension due to dire circumstances a fee of 2% per month on the unpaid balance will be charged.
Layaway will continue no longer than 90 days after down payment and purchase date.
Items must be picked up within 10 business days (Sundays excluded). Items left more than 10 days will be assessed 2% of selling price each day delayed.
Store management will decide if layaway items will be left in the store or will be moved to the lay-away section of the store’s storage area.
Refunds may be possible if payments have been made on time but a restocking fee of 25% per item returned from layaway will be retained by the store.
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